Spring cleaning can be a good exercise for you, your closet and your finances. As the weather starts to improve and that fresh spring breeze starts to blow I just want to throw open the windows and the closet doors and clean house. Results:  collection of clothes, home decor, odds and ends  that are still very…

Tax time has come again and many people are faced with the problem of owing Canada Revenue Agency , hundreds or thousands of dollars in income tax.  Often it is a painful time of year and it can be made worse if you are already suffering with over extended credit cards or other debt.  Avoiding…

Who Qualifies For Bankruptcy The answer is very simple. To be eligible to file for bankruptcy you must: owe at least $1,000 and have debts greater than the sale value of your assets and are unable to pay your debts when they are due. Who Qualifies For Consumer Proposal This answer is also very simple….

Ready for the holidays?  As the cash crunch begins, we see so many families budgets go out the window. The average consumer in BC is going to spend $1460.00 this year on gifts, wrap, food, alcohol celebrating the Christmas season this year. But what about all the extras?  Travelling, days off work, donations to charity,…

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