Dealing with Student Loans Some individuals find themselves in financial difficulty after they have finished their studies.  Perhaps they used their available credit to cover living expenses and/or school expenses while they studied.  Or they finished their studies a while ago and haven’t been able to find adequate employment to support themselves and make payments…

1. Omitting Expenses – Not all expenses can be tracked monthly and yet they are important and must be included in the monthly allowance in order to not be caught short when the item rolls around.  Easy one, Christmas, budget every month to put away an amount that will prevent you from using credit to…

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