Summer is upon us and with it comes “summer break” for students.   That time off from school can be an golden opportunity to spend quality time teaching those skills not yet taught within the structured learning environment of our school system. Money Management for Teens It is never too early to learn about money, some…

In “Turning over a new leaf – Part I” we talked about developing a plan to eliminate your debts and tracking your cashflow over a period of time.  I recommended that you record all your transactions for at least 12 months. By this time, hopefully, you have been faithfully recording all of your purchases for…

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