Budgeting is a learning process. We’ve said before that there is no such thing as the perfect budget. The truth is no two people will make the same budget even if they are living on the same income, in the same neighbourhood with the same number of dependants, nor should…

Budgets need to be managed. New Years and everyone has high hopes of managing their money in a better fashion.  That means keeping track on a fairly regular basis. Without some form of monitoring, you will have no way of knowing: If your budget is realistic; if you are working within your budget; or if…

Routinely we are asked how to improve or better a credit score. Managing credit comes with personal responsibility, Credit scores are the same.  Each needs to be watched over carefully to prevent needless errors and incorrect or outdated information being attached to your name and file. .   In Canada the two main credit reporting…

Ready for the holidays?  As the cash crunch begins, we see so many families budgets go out the window. The average consumer in BC is going to spend $1460.00 this year on gifts, wrap, food, alcohol celebrating the Christmas season this year. But what about all the extras?  Travelling, days off work, donations to charity,…

WHO IS SHEILA?
You may already know her, she has lived and been active in Chilliwack since 1997. Sheila and her husband raised their 2 children in Chilliwack and they have been truly committed in the vitality of the region. Contributing as an active member of Rotary International for 17 years and her commitment to community included the 147 Airwolf Squadron & the Business & Professional Women’s Association in Abbotsford.
WHY SHEILA?
She and her team will help you. Her calm, friendly and caring nature is backed up with intelligence and great credentials. Sheila is a licensed Trustee in Bankruptcy, a member of the CAIRP, Canadian Association of Insolvency and Restructuring Professionals, Designated as a Certified General Accountant and a Chartered Professional Accountant.

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