Are you Ready for Change? Turning the Page – Is a 4 part series on Financial Reform -by Sheila Smelt Okay. 2013 is done and 2014 lies before you.  How will this year be different than the last for you? For most of us it won’t be much different at all and that’s frustrating.  Beginning…

 Do you have Debt Trouble? Recognizing that there is an issue can often be the first step in recovery.  You have gotten on a path,  are you are speeding towards an economic catastrophe?  Canadians and in particular BC residents are carrying more debt than they recommended, levels of debt that are not sustainable if interest…

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